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Old 12-19-2008, 10:45 AM   #1
Stephen Owades
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Join Date: Feb 2005
Location: Cambridge, MA USA
Posts: 179
Default Insurance

I am in the process of negotiating a new contract with one of my long-standing clients, for whom I do directory (database-driven) typesetting. We have had several multi-year contracts in the past, but they've created a new wrinkle this time by asking for a "certificate of insurance" from me. I asked them what sort of insurance they wanted me to have, and they came back with a recommendation of "general liability" and "professional liability (errors and omissions) coverage.

In asking around among insurance brokers, I'm finding it very difficult--and/or very expensive--to buy these types of insurance for my typesetting business. At some point I may go back to them and try to negotiate an explicit waiver of my liability into the contract, so that they would no longer feel the need for insurance, but I want to have a good idea of what's possible for me to get insurance-wise first. Does anyone here have these types of insurance for a typesetting business, and can you provide any guidance on where to go and what to expect?

Last edited by Stephen Owades; 12-22-2008 at 11:30 AM.
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